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Voting opens for FinTechVisor Race to the Top 2019

Publish date: 12 February 2019

Voting has opened for Efma members, Capgemini clients and FinTech companies to choose the three fintechs that will reach the final of the FinTechVisor Race to the Top 2019.

Race to the Top 2019 aims to uncover the smartest startups serving the financial industry and give them the opportunity to pitch their solution. The contest was launched by Efma and Capgemini after the introduction of the FinTechVisor portal (, an innovative platform that brings fintechs and financial institutions together to collaborate.

Ten candidates have now been shortlisted by an offline committee from Efma and Capgemini, based on universality, originality, impact and gut feel.

Efma and Capgemini’s community of bankers and insurers, as well as FinTech companies now have until 28 February 2019 to vote online for their favorite three FinTechs to pitch their solutions at the online final on 7 March 2019.

The 10 shortlisted nominees are:

Uhura Solutions, UK
Uhura Solutions’ Uhura AI solution leverages artificial intelligence (AI) to read and understand documents just as humans do. It converts documents into structured enterprise data, enabling banks to review and create financial contracts more rapidly, reduce human error by reviewing large quantities of data, and simplify the decision-making process.

Raisin, Germany
Raisin is a pan-European marketplace for savings and investment products, providing access to higher-interest deposit products from banks across Europe, as well as simple investment portfolios. It provides partner banks with seamless, flexible access to wider European deposit markets, and helps distribution partners broaden their product portfolio.

Personetics, Israel
Personetics is a leading provider of customer-facing AI solutions for financial services and the company behind the industry’s first Self-Driving Finance platform. The platform uses AI to guide customers and businesses guide towards their financial goals with personalized insights, advice, and automated money management.

AgUnity, Australia
AgUnity uses blockchain technology to provide a complete framework of integrated services to farmers and cooperatives. The AgUnity solution permanently stores transaction records between agricultural value chain stakeholders including smallholder farmers, farmer groups or cooperatives, processors and manufacturers. The AgUnity App helps small farmers plan, trade and track everyday transactions.

Pisano, Turkey
Pisano is an omnichannel customer experience management platform that enables businesses to collect customer feedback at all touch-points, both online and offline. The platform provides solutions to collect customer feedback, engage with them during their experience and close the loop on their requests.

Monuma, France
Monuma’s Blockchain Mobility application is dedicated to the valorization and certification of goods through the entire chain of transport and logistics, using encrypted photos before, during and after the item has been unpacked. The solution allows insurance certificates to be sent via blockchain and provides 24/7 access to expertise.

inCube, France
PolySeme is a white-labelled digital platform for financial services, enabling clients to steer their saving contracts through their life projects using a simple, intuitive interface. It enables advisors to capitalise on client knowledge and to intervene in actions with high added value, highlighted by clients.

Yseop, France
Yseop’s proprietary AI platform brings together the automation of business processes and the translation of data into human language to power personalised, human-friendly dialog. The Yseop Smart Personal Advisor enhances omnichannel customer dialog. The Yseop Augmented Analyst automates information and report production, drawing out key insights.

CredoLab, Singapore
CredoLab develops bank-grade digital scorecards for banks, consumer finance companies, auto lenders, online and mobile lenders, insurance companies and retailers. Built on mobile device data and powered by AI, its machine learning algorithm yields secure and customized scorecards developed using credit outcome data.

Exagens, Canada
Exagens delivers behavioral banking solutions to create better relational engagement and more product and service conversions in a bank’s digital channels. The exagens Digital Banking Assistant provides support, offers tips, and helps complete transactions. Its primary mission is to empathetically and autonomously engage retail and business clients over time and circumstance.

On 7 March, the three finalists will pitch their solutions to a panel of expert judges during an online event where the winner of Race to the Top 2019 will be announced. As well as selecting the three finalists, the online vote will constitute 25% of the weight to determine the winner, with the judges panel accounting for the remaining 75%.

The winner will be given the opportunity to present at Efma’s Bank + FinTech event on 2-3 April 2019, in front of bankers, incubators and industry influencers.

In addition, the winner will receive a one-day mentorship with Capgemini, an exhibition stand at the Bank + Fintech event, promotional opportunities at key industry events, and valuable networking opportunities with bankers, incubators and industry influencers involved in the judges panel.

Each of the shortlisted nominees will receive a Capgemini’s ScaleUp Qualification Program application, giving them credibility and increasing the likelihood of successful partnerships.

Don’t forget to cast your votes by 28 February 2019. Vote for your top three FinTechs at